Loans cheap in 09 the cheapest money in 2009

Posted by on June 29, 2009 under Loans, compare&buy | Be the First to Comment

As the interest rates hit record lows in the uk and the Us economy its never been a better time to consoldate your loans or move your mortage.

Unfortunatly some have found it more difficult to obtain loans due to increase diligence by the banks on the credit worthyness of customers.

If your credit record is good then now is the time to take advantage of low rates. Many consumers are staying away from loans because they over borrowed during the good times this has gave the banks even more reason to lower rates even further to tempt good customers into consoldating or increasing debt.

We have increased our writers to include several top reporters we are launching our new credit card information site giving vistors information on every consevable credit card available with reviews and comparisons to help you make the best choice. Please check our credit card info pagecredit card info pagealso check out our uk mortgages directory. With more to come loansdot will keep you updated with the latest loan and financial news in one place.

If you would like your articles published please keep them on topic and send them to admin@loansdot.co.uk with subject line cookie loansdot and your article will be reviewed and accepted if its of good quality you may include one link in your article. Articles will be reviewed and published within one week.

With Thanks Admin

What can You do to Protect Yourself? ID theft

Posted by on February 7, 2009 under Loans | Be the First to Comment

What can You do to Protect Yourself? ID theft
The good news is there are many things you can do to protect yourself, but you must be proactive. This is a crime you cannot afford to wait to become of a victim of.

1. Order the Federal Trade Commission’s free report on identity theft by visiting www.consumer.gov/idtheft or calling 877 382-4357

2. Get a copy of your own credit report and review it carefully for accuracy. Because of the new Fair and Accurate Credit Transactions Act (FACTA) you can get a free copy once a year at www.annualcreditreport.com

3. Be careful with your mail. Don’t use an unsecured mailbox when mailing anything containing financial information. Drop off at the post office or in a post office collection box.

4. Guard your trash. Identity thieves will look for credit card receipts and applications, insurance forms, bank statements etc. Buy a shredder and use it regularly.

5. Use your Social Security Number only when absolutely necessary. Before you give your SS# to anyone, ask why it is needed and how it will be used, or shared with others and how the company protects your personal information.

6. Pay attention to billing cycles. If your bills don’t arrive on time, follow up with your creditors. A missing statement can mean an ID thief has taken over your account and changed your billing address.

7. Be cautious with online purchases. Before purchasing anything on the internet, look for the icon of a lock in the lower right-hand corner of your browser windows. If it’s there, you’re dealing with a secure site. It not, you’ll be safer finding another merchant.

8. Remove personal information from old computers. Files you think you have deleted from your computer may remain on your hard drive where hackers can easily access them. Use a wipe utility program to delete files with sensitive data.

9. Opt-out of receiving pre-approved credit cards offers in the mail by calling 888 5-OPT-OUT or going to www.optoutprescreen.com

10. Immediately sign up for an ID Theft Shield program which can not only monitor your credit and let you know when anything changes, but can also provide restoration after the fact. Don’t wait on this one - Click here now for more information